Main Menu
Home How Mortgage Accelerators WorkWhy Mortgage Accelerators Work Mortgage Accelerator FAQ Mortgage Accelerator Instructions About Mortgage Accelerators Affiliate Opportunities
 
 
 
FAQs: Our Mortgage Accelerator and Our Company
How much does the Mortgage Magic System™ cost?

The full price is $39/month for 12 consecutive months. Total cost is $468 and there are no annual charges or fees. Payments are processed securely by Paypal.

What is the Quick Start Support Package and what does it cost?

 The Quick Start package provides one-on-one phone and email support from one of our affiliates. It includes 3 months phone support with advice on setting up the "mortgage checking account", what to look for in a HELOC or revolving credit account, and how to achieve the best results using the Mortgage Magic System™ with each client's goals in mind. Quick Start Support can be obtained from an independent affiate.

The cost of the Quick Start Support Package is billed separately by each affiliate and is generally $120. Affiliates may offer other financial services as well.

What is a Mortgage Accelerator?

 A Mortgage Accelerator is a financial plan based on a mathematical model that reduces monthly interest on your mortgage. It achieves this by allowing your income to temporarily offset your mortgage balance, until needed to pay bills. The effect is similar to sweeping your checking balance into your mortgage balance, and results in less monthly mortgage interest. Our mission is to help you reach financial security using what we call TGIF :

  • Timing to grow net worth its maximum potential.
  • Guaranteed Investment Performance for consistent, high investment return
  • Insurance to protect against financial loss
  • Financial Plan roadmap to a targeted goal

 

Why Should I Pay Off My Mortgage?

  Watch Suze Orman as she tallks about why you should pay off your mortgage sooner.

 Have more money in your retirement and eliminate risk of debt. Most people have been given financial advice that hasn't provided enough money for retirement. A home ownership accelerator allows you to accelerate equity and pay off your mortgage fast.

 Our mortgage acceleration program also puts you on a path to financial security, because it provides a financial return no other investment can match.

How does mortgage acceleration compare to investments in stocks?

 Hold on to your hat, because nothing comes close to the investment return provided by our mortgage acceleration program. Click HERE to see a dollar-for-dollar comparison of how stock or other investments compare.

 One look is worth a thousand words. And, the performance of a mortgage accelerator is GUARANTEED, because it's based on your mortgage contract, and not subject to market fluctuation.

How does this help me have more money for retirement?

 Mortgage interest cost reduction is the most overlooked part of retirement planning. Here's why: You cannot grow your net worth if your retirement account earns $1,000 and your mortgage costs $15,000 in annual interest. And that's what happens to most people - year after year.

 Here's the question: "Do you want to retire with more money?" If your answer is "yes", retire your mortgage as quickly as possible.

 A mortgage accelerator is the most effective way for you to do this. We also go beyond any of our competitors in helping our clients reach financial security, with our TGIF system.

See the TGIF Video for a demonstration.

Why does your company also provide insurance?
 
 Insurance should be part of any financial plan and also protects your family's future. We proudly represent* ING. Choose from a full range of insurance products from the world's largest financial services firm - ING.
 
 *New York State Insurance Dept. Lic. LB-1142035
 
   ING For Life (click for interactive tour)
 
 
* we participate with licensed producers in the following states under PLMA: AL, AK, AZ, AR, CA, CO, CT, DE, DC, HI, ID, IL, IN, IA, KS, LA, ME, MD, MI, MN, MI, MO, NE, NV, NH, NJ, NY, ND, OH, OK, OR, RI, SC, SD, TN, VT, WY
What are the features of mortgage acceleration and why haven't I heard about it?
  • Provides greater investment return compared to stocks, etc.
  • Uses the front-loaded mortgage interest formula to benefit you
  • Offsets monthly mortgage interest and converts it to principal
  • Prioritizes investment timing and maximizes long-term net worth
  • Provides a month-by-month roadmap with checkpoints. Follow your progress.
  • Offers optional insurance protection and at lowest cost.

 Banks and financial firms don't want you to know about it, much less use it. These firms make their money by transferring risk to you, by selling you stocks, investment products, and loans. A mortgage accelerator not only reduces risk, but also provides greater investment return.

 Mortgage acceleration has been used around the world for over 15 years. In the United States, people are just becoming aware of it. Now that you know the facts of mortgage acceleration, see if anything matches it - nothing comes close.

Will mortgage acceleration work for me?

 The system is based on exact formulas. Your results are predictable, and based on the same arithmetic that banks use. You can see your results as a monthly cash flow summary. Even show them to your financial advisor.

 Imagine - a system that keeps the roof over your head for tens or hundreds of thousands of dollars less and also maximizes your retirement funds! How cool is that?

  You will be able to actually retire when you reach normal retirement age. Statistics show the average American has just $60,000 when they reach retirement age. Can you retire on $60,000?

 It's not "too good to be true". You just haven't been taught about finances this way. Follow the Mortgage Magic System™ - it works!

Can I see testimonials from your clients?
 
 Read client testimonials here. When you understand how much richer you will be as a result of using this system, we welcome hearing from you as well.
 
How do I use the mortgage accelerator?

 It is not necessary to refinance your existing mortgage.

 There are two ways to accelerate your mortgage: using your own funds, or using a revolving line of credit. Our System supports both. Here are the key points of each:

 Using your own funds: when you have saved a predetermined amount of money, you transfer it to your mortgage to pay down principal. This is akin to investing your savings in your mortgage. Your money earns a tax-free return equal to the mortgage interest rate. So, if you have a 6% mortgage, your savings earn 6%, tax-free.

 Using a revolving line of credit: this has the effect of combining your mortgage account with your checking account. Each time you make a deposit into the credit line, it reduces the mortgage balance. By reducing the average daily balance, less interest accrues for the period: result: less of your monthly payment is for interest, with more going to reduce principal. The benefit here is that you are using the bank's money to reduce your mortgage! Very cool!

 Don't get too hung up on the method or arithmetic: you can even change from one method to the other. The key is that

each dollar you invest in the accelerator cancels many times its value in mortgage payments.

Can I use the Mortgage Magic System™ if I don't have a HELOC?

  For the revolving line of credit method, use either a HELOC or an overdraft line as part of your regular checking account. The overdraft line is convenient and works well, as long as the bank doesn't charge extra fees.

 It is also possible to utilize the revolving credit features of a credit card account, but we do not recommend this.

Do I need a large credit line?

  Not at all. The amount of credit used is between $1,000 and up to a maximum of 2 times your monthly income.

 For example, a homeowner earning $6,000 per month will not use more than a $12,000 of credit. But remember, you can use as little as $1,000.

 Note: We do NOT advocate replacing your mortgage with a HELOC or other line of credit. That is specifically not a part of anything in our system. We specifically advise that the line of credit used shall NEVER be more than 2 times your monthly income.

What's included when I purchase the System?
  • Consultation with a representative of your particular financial situation.
  • Proprietary financial software that provides long-term guidance.
  • Real time reports of transfer dates and amount.
  • Real time reports of savings realized and projected.
  • Monthly Analytic Section that tracks your progress.
  • Monthly emails and timely messages provide information and ongoing guidance.
  • Support via email and phone.
  • Our guarantee the System accurately projects your savings and outcome.
  • Two e-books with helpful information about mortgages and credit cards:
Can I download the software to my computer?

The Mortgage Magic System™ is a web-based product, and is accessed directly from our server using a login name and password.

By maintaining it on our server, we can send timely notices when your financial plan should be updated. For example, when a credit card is paid down, we can send a notice to update to the next roll-down.

Is phone or email support available?

 Yes. Email support is available 24/7, or by phone during normal business hours, Eastern time. Registered users can expect the highest level of customer service. We know our customers will rely on the Mortgage Magic System™ for the long term, and they can also rely on us for support.

Do I have to reconcile the system with my checkbook?

 No. Mortgage Magic System does not require any time-consuming reconciling with your checkbook and you do not make item by item daily entries.

Does the System tell when to transfer funds to the primary mortgage?

 Yes. Mortgage Magic System's software will show when transfers should be made from the mortgage checking account to your primary mortgage account. The timing is variable and based upon your particular finances.

Can I cancel ?

 Yes, you can cancel anytime during the first two weeks and receive a full, no questions asked refund of your payment.

 Along with the software, our "TGIF" method and guidance are the keys that will help you reach financial security.

Is my information secure?

 All financial information entered is anonymous; and you never enter an account number. We do not share or sell information with third parties.

WILL THIS BE THE BEST FINANCIAL DECISION I WILL EVER MAKE?

 YES!